Retirement Planning Calculator
Estimate what your monthly investments could grow into by retirement, evaluate inflation impact, and project your safe monthly income.
Your Details & Assumptions
Growth Milestones Every 5 Years
| Age | Years | Cumulative Invested | Projected Corpus |
|---|---|---|---|
| 33 | 5 yrs | ₹11.00 Lakh | ₹15.90 Lakh |
| 38 | 10 yrs | ₹20.00 Lakh | ₹41.06 Lakh |
| 43 | 15 yrs | ₹29.00 Lakh | ₹86.63 Lakh |
| 48 | 20 yrs | ₹38.00 Lakh | ₹1.69 Crore |
| 53 | 25 yrs | ₹47.00 Lakh | ₹3.19 Crore |
| 58 | 30 yrs | ₹56.00 Lakh | ₹5.89 Crore |
Assumptions and Calculation Logic
Compound Frequency & SIP Growth
Calculations assume monthly compounding for systematic investments, with investments deposited at the beginning of each monthly interval. Existing savings compound annually at the stated return rate.
Inflation & Purchasing Power
The inflation-adjusted corpus illustrates what your corpus would be worth in present-day terms using standard compound discounting: Real Corpus = Total / (1 + inflation)^years.
Safe Withdrawal Rate
The estimated monthly income applies an annual 4% withdrawal rate from your accumulated corpus, divided into 12 monthly installments. This rate is widely used as a sustainable baseline in retirement models.
No Hidden Sign-Up or Paywall
This tool operates 100% inside your browser session. None of your entered financial figures are sent to any server or shared with third parties.